Working papers: 


Why do people hold deposits? (With Linda S. Larsen, Ulf Nielsson, and Oliver-Alexander Press). May 2022.


How do interest-only mortgages affect consumption and saving over the life cycle? (With Linda Larsen, Claus Munk, and Rikke Nielsen). Revise and resubmit Management Science. July 2022



This paper will remain a permanent working paper, but people still ask for it and I still think it has some interesting practical implications: 

What rate of return can we expect over the next decade? March 2017